How to Choose the Right Power Plan | NZ Electricity Guide

Choosing the Right Power Plan

A comprehensive guide to help you select the best electricity plan for your household's needs.

Types of Power Plans

Fixed Rate

Lock in your power rates for a set period

Pros

  • Price certainty
  • Protection from rate increases
  • Easy budgeting
  • Often includes sign-up credits

Cons

  • Usually requires fixed term contract
  • May have break fees
  • Can't benefit from rate decreases
  • May have higher rates initially

Best For

  • Households wanting price stability
  • Long-term residents
  • High power users
  • Budget-conscious families

Variable Rate

Rates that can change with market conditions

Pros

  • No fixed term contract
  • Flexibility to switch anytime
  • Can benefit from rate decreases
  • Often lower rates initially

Cons

  • Rates can increase
  • Less price certainty
  • Harder to budget
  • May miss out on sign-up credits

Best For

  • Short-term residents
  • Those wanting flexibility
  • Low power users
  • Price-sensitive customers

Time of Use

Different rates for peak and off-peak times

Pros

  • Lower rates during off-peak hours
  • Potential for significant savings
  • Good for EV charging
  • Rewards shifting usage patterns

Cons

  • Higher rates during peak times
  • Requires active management
  • Need smart meter
  • May not suit all lifestyles

Best For

  • EV owners
  • Flexible usage patterns
  • Work-from-home households
  • Tech-savvy users

Low User

Special rates for households using less power

Pros

  • Lower daily charge
  • Designed for low consumption
  • No fixed term required
  • Good for small households

Cons

  • Higher per-unit rates
  • Not suitable for high usage
  • Limited availability
  • Usage restrictions

Best For

  • Single person households
  • Small apartments
  • Holiday homes
  • Very efficient homes

Key Considerations

Usage Patterns

Consider when you use most power and if you can shift usage to off-peak times

Household Size

Larger households typically benefit from fixed rates and bundled services

Length of Stay

Long-term residents might prefer fixed rates, while short-term may want flexibility

Budget

Consider whether price certainty or potential savings are more important

Special Requirements

EV charging, solar panels, or medical equipment may need specific plans

Additional Services

Consider bundled services like gas, internet, or rewards programs

Pre-Switch Checklist

Calculate your average monthly usage
Review your current rates and charges
Identify peak usage times
Consider future changes (e.g., EV purchase)
Check contract terms and conditions
Look for available sign-up bonuses
Compare bundled service options
Verify provider coverage in your area

Ready to Find Your Perfect Plan?

Compare power plans from top providers and find the best option for your household.